The community of Lindsay, Ontario, and the greater Kawarthas region are mourning the tragic loss of Rick and Rose Harding, a beloved couple whose lives were cut short in a devastating motorcycle accident on Highway 118 this past weekend.

The heartbreaking news has left family, friends, and community members reeling, as the Hardings were well-known and deeply respected for their kindness, adventurous spirit, and commitment to helping others.

According to local reports, the fatal crash occurred on Highway 118 in the Kawarthas, an area the couple had long called home and where they built many lasting friendships.

The tragedy has struck a deep chord in the community, with many expressing sorrow over the loss of two individuals who made such a positive impact throughout their lives.

One local resident shared, “The tragic accident yesterday on Hwy 118 has Kawartha Lakes connection. Have talked with them many times over the years and they will be missed in the Kawarthas.”

Rick Harding was a man who wore many hats over the course of his life—a dedicated mortgage broker for over 41 years, a respected instructor, and, most importantly, a caring and compassionate human being.

Known for his down-to-earth personality and unwavering integrity, Rick built his reputation on helping people achieve their dreams, especially those who struggled to find financial guidance or opportunity elsewhere.

His approach to business was deeply personal, often saying that he worked with “a shepherd and Robin Hood mentality—looking after the people that have not been able to look after themselves.”

Those who knew Rick professionally admired his honesty, humor, and genuine care for his clients. He never forgot “the little guy” in the money process, ensuring that every person he helped was treated with respect and fairness. His legacy in the mortgage and financial industry will live on through the countless people he assisted and mentored over the decades.

Beyond his professional life, Rick was known for his love of adventure and zest for life, a passion he shared with his beloved wife, Rose. The couple were inseparable—partners not only in marriage but in every journey they took together. Whether traveling on their motorcycle through scenic Ontario roads or spending quiet evenings with family and friends, Rick and Rose embodied love, partnership, and joy.

A touching statement shared by friends of the couple read, “It is with a heavy heart that we must share the tragic news of the passing of our dear friend and retired instructor, Rick Harding, along with his wife Rose, in a tragic motorcycle accident this past weekend. He was a legendary instructor and human and always lived a life full of adventure. He will truly be missed by everyone who knew him.”

The Hardings’ passing leaves behind an enduring legacy of kindness, generosity, and inspiration. They will be remembered for their warm smiles, their compassion, and their unwavering belief in helping others. Their loss is not only felt by family and close friends but by an entire community that cherished their presence.

As loved ones gather to celebrate their lives, the spirit of Rick and Rose Harding will continue to live on—in the hearts of those they helped, the friends they cherished, and the community they served so selflessly. They will be deeply missed but never forgotten.